Insurance

‘Great Stay’ Cover-More policy

up to 24 months in duration

Overseas medical expense cover
Travel Expenses including lost luggage and travel delays / cancellations*
Optional Snow Sports Cover
Coverage available for up to 24 months under a single policy!

Canadian Working Holiday Travel Package

If you're embarking on a Working Holiday in Canada, and are aged between 18 and 35, this is the insurance for you. IEC participants need to be covered for up to 2 years. Our 'Great Stay' Cover-More insurance policy includes overseas medical expense cover, travel expenses and full winter sports coverage. 

Inclusions:

- Discounted “Great-Stay” Cover-More travel insurance policies PLUS
- All policyholders receive discounted flights with Air Canada** when departing in November 2024.
- 10% savings with Moose Tours & Contiki Adventures
Why book with us?

We’re the true pioneers of the 24-month insurance policy. Prior to this, there was no suitable insurance policy to adequately protect young Aussies and Kiwi’s venturing off on their big overseas adventure. Growing tired of hearing the “horror stories” of young people stranded abroad, out of pocket thousands of dollars we set about changing this.

Having issued over 1,500 Cover-More policies last year, our experienced and friendly team are available to assist you source the most suitable insurance policy to fit your individual needs.

It’s our belief that all travelers should be adequately covered, and our aim is to do so at the most affordable rate possible. As a rough pricing guide, please see below:
AUD.RRPOur PriceApprox. Savings
12 months (inc Ski Add-on)$1,219.00$1,099.00$120.00
18 months (inc Ski Add-on)$2,173.00$1,955.00$218.00
24 months (inc Ski Add-on)$2,756.00$2,479.00$277.00

Please see below the Summary of Benefits.

Get your Letz Travel Insurance policy quote today by visiting iecinsurance.com

InternationalMedical OnlyThis is a summary of the benefits provided only
Single TripSingle TripPlease read this PDS carefully to understand what this policy covers. Importantly, please note the conditions, exclusions, limits and sub-limits apply.
POLICY BENEFITSLimit per adultLimit per adultSummary of the benefits
Overseas medical and
dental
• Overseas medical
expenses* (including
emergency
repatriation/evacuation)
$Unlimited$UnlimitedOverseas hospital, medical, surgical, nursing and ambulance expenses if You suffer a Disabling Injury, Sickness or Disease. Major dental expenses only if You suffer an injury.
• Emergency dental
expenses*
$2,000$2,000Emergency dental treatment overseas for the immediate relief of sudden and acute onset of pain to healthy, natural teeth following an infection or broken tooth.
• Ongoing overseas
medical care*
$1,000$1,000For treatment by a qualified chiropractor, counsellor, psychologist, psychiatrist, psychotherapist or physiotherapist.
Additional expenses*$Unlimited-Additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes.
Amendment or
cancellation* costs
$10,000-If the Journey has to be rearranged or cancelled due to an unforeseeable circumstance outside Your control, e.g. illness, accident, extreme weather conditions, exam resit or retrenchment.
Luggage and travel documents*Luggage item limits, see page 8. For loss, theft or damage in transit (from or to Australia) or on Side Trips.
• Luggage$8,000-
• Travel documents$1,000-
Delayed luggage allowance*$1,100-Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a Transport Provider. Delays of over 24 hours – up to $375. Delays of over 72 hours – up to $750.
Money*$100-Cash which is lost or stolen from your person
Rental Car Insurance Excess*$4,000-Cover for the rental car insurance excess you become liable to pay as a result of damage to, or theft of, a Rental Car
Travel Delay*$1,000-Additional accommodation expenses if your scheduled transport is delayed over 6 hours
Hijacking*$2,000-$500 for each 24 hour period you are forcibly detained on a hijacked public transport vehicle
Hospital Incidentals*$8,000-Covers the cost of miscellaneous expenses incurred up to a given limit per night if you are hospitalised overseas for at least 48 hours
Loss of Income*$10,000-Benefit payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia
Personal Liability*$2,500,000$2,500,000Cover for legal liability if Your negligent act during the Journey causes bodily injury or damage to property of other persons

**Conditions apply

  • 10% Off Air Canada when booked in conjunction to Covermore “Great Stay” Policy issued by Letz Travel
  • 10% off Prices / Flights shown on aircanada.com (Australia) and subject to availability
  • Discount available in Economy class only in Basic, Standard fare levels departing from Sydney or Brisbane to Canada/USA on Air Canada operated flights
  • Discount not available on auxiliary products (ie Seating Requests, Additional Baggage)
  • First sale date – 15th of July 2024 
  • Last sale date – 30th of September 2024 
  • First outbound travel date – 1st of October 2024 
  • Last outbound travel date – 30th of November 2024 
  • All travel completed by date – 30th of April 2025 
  • Maximum number of passengers per any 1 booking, is 4
  • Not combinable with any other offer

~Medical and dental cover will not exceed 12 months from onset of the illness, conditions or injury.

*Limits, sub-limits, conditions and exclusions apply.

Eligibility criteria and conditions apply. ^Great Stay Travel Insurance is only available to travellers between 18 and 35 years. Price shown is based on an International single trip plan medical only with ski/snow sports cover, for an 18-35 year olds, travelling to Canada for 24 months with a $250 excess. Limits, sub-limits, conditions and exclusions apply. *Medical cover will not exceed 12 months from the onset of the illness or injury. Limits, sub-limits, conditions and exclusions apply. An excess may apply.

Refer to the Policy Wording pages 24-59. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS available in store from Letz Travel before deciding to buy this insurance.

Limits, sub-limits, conditions and exclusions apply. For the TMDs for these products, visit covermore.com.au/tmd

Find out what’s covered under this policy by downloading the PDS here: